Limited red vinyl LP pressing with bonus three track 7' single. McCarthy were formed in 1985 by Malcolm Eden, Tim Gane, John Williamson and Gary Baker. Originally released in 1990, this was McCarthy's third and final album. It was also their finest. Banking, Violence And the Inner Life Today displays McCarthy at the height of it's power. Tim Gane went on to form Stereolab, and on here he begins to display the hypnotic layering that would become his trademark in that band. However, Banking is still characterized by jangly guitars and up-tempo pop drumming, with Malcolm Eden's nasal vocals backed by Laetitia Sadier, future Stereolab singer and Gane's future wife. This album displays some of the most adept left-wing lyrics on offer and it is no surprise that McCarthy were a major early influence on Manic Street Preachers who covered three of their songs.